Sending money from Germany to India is something many people do. Life situations are different. Many people from abroad help their family or friends in India. Let’s say you need to send €200 or even €2,000 to India. You should choose a bank that is the most reliable place for financial transactions. But the big fees for a bank transfer stop you. Banks can charge up to €30 or more, and that’s before they even add in their exchange rate markup.

So, we want to explain how to transfer money from Germany to India using alternative, no less reliable methods. And of course, without high fees and long wait times. You might prefer using services like Wise, Paysend, or Profee, which offer cheaper transfers. Let’s explore cheap money transfers from Germany to India, and you can decide what works best for you.

Why Use Specialized Services Instead of Banks for Instant Transfers from Germany to India?

Traditional bank transfers are the first thing that comes to mind for transferring money from Germany to India. It’s a standard scenario that a client goes to his bank, submits his documents, money, and the recipient’s details, and pays the commission for the transfer. Generally, the higher the amount, the higher the commission. It may happen that the money arrives on the next working day, which isn’t fast enough if the money is needed urgently. This system of sending money from Germany to India is becoming outdated. Here’s why:

• Higher Fees: Banks charge a fee for international transfers, often around 3–5% or sometimes a flat fee of €30–€50. If a person sends €1,000 through a bank, it could cost as much as €50 in fees. While on such services like Wise only pay €5–€10 for the same amount.
• Slower Transfers: Transfers can take 2–7 business days to process, which can be inconvenient for urgent needs.
• Less Favorable Exchange Rates: Banks may add 2–4% hidden markups to the exchange rate, meaning less money for your recipient.

So, looking how to send money from Germany to India, pay attention to specialized money transfer services with lower fees, faster transfers, and better exchange rates.

Wise (formerly TransferWise): Transparent and Affordable

How to transfer money from Germany to India reliably without worrying that the money might not arrive or get lost? If reliability is your priority, choose Wise. It is one of the most trusted platforms for transferring money from Germany to India, and it is known for its low fees and transparency.

Why choose Wise for online transfers from Germany to India:

• Low Fees: Wise charges a small, upfront fee that’s clear before you send money. For example, sending €1,000 to India may cost only €5–€10 in fees.
• Real Exchange Rates: Wise uses the mid-market exchange rate without hidden markups, ensuring your recipient gets more INR for your EUR.
• Fast Transfers: Most transfers are completed within 6–24 hours.
• High Limits: You can send up to €1,200,000 per transfer if your account is fully verified.

If you transfer money from Germany to India via Wise app, let’s say about €1,000, the recipient in India will receive approximately ₹89,000 (depending on the exchange rates from eur to inr). In contrast, a traditional bank may only transfer ₹85,000 after deducting higher fees and applying less favorable rates.

Ideal For: People who want transparency and can afford to send large amounts of money.

Paysend: Simple and Budget-Friendly

Paysend is a popular choice for people looking for the cheapest way to transfer money from Germany to India easily. Many users note that Paysend is a convenient and fast system, and especially appreciate the low fixed fee and no hidden charges. People also mention that the money arrives quickly, and there’s no need to trouble relatives to find a specific bank in a small town or village. The money goes straight to the card.

Why choose Paysend for sending money from Germany to India:

• Flat Fee Structure: They charge a low flat fee, usually around €1.50 per transaction, regardless of the amount.
• Competitive Exchange Rates: These are much better rates than banks and thus have better value for your money.
• Quick Delivery: Go about within a few minutes to hours.
• Direct to Cards: Send money directly to Indian debit or credit cards.

If you send €500 using Paysend, you’ll pay just €1.50 in fees, and the recipient could receive approximately ₹44,500 depending on the exchange rate.

Ideal For: Budget-conscious users who want a simple, quick transfer method.

Profee: Instant and Secure Transfers

Profee is a popular service for transferring money from Germany to India quickly and securely. You can use it on the web platform and a mobile App, making the money transfer process very easy. Limits? Of course, there are restrictions, but they are suitable for most personal and business needs. Additionally, Profee offers the option to track your transfer from Germany to India in real time. And that’s another bonus for the safety of your money and your peace of mind, knowing it won’t get lost along the way and will arrive on time.

Why choose Profee for transferring money from Germany to India:

• Instant Transfers: Most transactions are completed in minutes.
• No Hidden Fees: Profee offers transparent pricing with no additional charges.
• Easy to Use: The platform is user-friendly, with a simple interface for quick transfers.

Sending €300 via Profee incurs a small fee of €1–€3, and the recipient could receive ₹26,700. It’s faster and cheaper than traditional banking methods.

Ideal For: People prioritizing speed and security often choose Profee as the best way to send money from Germany to India.

TransferGo: Affordable and Efficient

TransferGo is another cheapest way to transfer money from Germany to India, especially compared to Wise, Paysend, and Profee. One of the main differences is that TransferGo provides multiple speed options for your transfer.

For those not in such a hurry, TransferGo presents a more economical alternative with standard transfers that typically take 2-3 days. When time is of the essence, you can select the quick transfer mode, which takes only a few minutes but at a slightly higher fee. This flexibility allows you to choose the best way to transfer money from Germany to India depending on your budget and time frame.

Why choose TransferGo to transfer funds between countries:

• Low Fees: Fees start as low as €0.99 for standard transfers.
• Multiple Speed Options: Choose between standard (2–3 days) and instant transfers (minutes).
• Competitive Rates: Transparent exchange rates with minimal markups.

If you send €1,000 through TransferGo standard service, fees will be around €5, and the recipient could receive approximately ₹88,000. The instant option is slightly more expensive for urgent needs but worth the convenience.

Ideal For: Those looking for flexibility in speed and cost.

Comparing Transfer Limits

Which service to choose? Limits play an important role here. No one wants to send 200 euros and pay a third of the fees. Or, on the other hand, it’s not very pleasant to send a thousand euros and give away half of it in fees:

• Wise: Up to €1,200,000 per transfer (with verification).
• Paysend: Typically up to €10,000 per transaction.
• Profee: Limits vary but are suitable for personal and small business use.
• TransferGo: Initial limits are lower but can be increased with verification.

Wise is a better option for sending large amounts like €10,000 due to lower fees and higher transfer limits. For smaller amounts, Paysend and Profee are more cost-effective.

How to Transfer Money from Germany to India through SheInnovatesGlobal

Sending money through SheInnovatesGlobal is simple and convenient. For example, if you need low money transfer charges from Germany to India, you visit the platform, quickly register, provide your email, and create a password.

Next, you choose the currency: euros for sending and rupees for receiving. You enter 500 euros, and the platform will immediately show you options for services like Wise, Paysend, Profee, or TransferGo. You can see all the fees and the final amount your recipient will get. Let’s say you want to choose the most cost-effective service. You can adjust the amount or compare options to find the one with the lowest fee and the fastest delivery.

After selecting the cheapest transfer service from Germany to India, you enter the recipient’s details, such as their bank card or account number. Confirm the transfer, and track how it goes! The platform lets you track the transaction status, so you can be confident the money will arrive on time.

Important: The website offers a detailed video tutorial for those looking for more information, and customer support is available to answer any questions you might have.

Final Thoughts

Choosing the best app to transfer money from Germany to India depends on your priorities. Is your main focus low fees, fast transfers, or flexibility? A great starting point is visiting SheInnovatesGlobal, where you’ll find affordable and truly reliable services designed to help you send money, whether for business or personal needs, without overpaying.

Wise, Paysend, Profee, and TransferGo each have unique advantages, making it easier for you to find the right option for your specific situation. The choice of service depends entirely on your needs—compare fees, exchange rates, and transfer times to get the best value for your money.